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Flexi Loan

Flexi Loan

Flexi loans work a bit like a credit card - we agree a credit limit with you and make an initial loan payment. You can top up the loan using a voucher, providing that you are making the regular payments that have been agreed. Flexi-loans require discipline to be used responsibly.

Flexi Loan representative examples:

Flexi Credit Limit

Weekly payment

Total cost of credit

Monthly payment

Total cost of credit

Minimum top-up loan*











































These examples show the amount payable if no further top-up loans are added, and are based on regular payments over a typical term of 62 weeks or 16 months. If you top up your Flexi loan your total cost of credit will be higher as you will have increased your borrowing.

*In order to access a further loan, you must have paid off at least the minimum further loan amount. This must be achieved using your usual payment method. Recent lump sum payments are not taken into consideration.

Apply on-line or download a Loan Application Form 

(To apply for a Flexi-loan online, select an SAYB-type loan but state that you want a Flexi-loan as part of the purpose of your loan request).



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Lewisham Plus Credit Union Limited is a member of the Financial Services Compensation Scheme (FSCS), complies with the Data Protection Act 1998 and is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 213588. Credit Union Registration Number 295C (IP00295C at Companies House).