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Save As You Borrow Loan

Save As You Borrow Loan

Save as you borrow loans (SAYB) are the most popular loan for members on low incomes, who need help to build up their savings or those with a poor credit record.

SAYB Loan representative examples:

Loan Size


Loan + Interest total cost


Loan + Interest total cost

Total saved (weekly)

Total saved (monthly)











































*Including contribution to your savings over 62 weeks or 16 months.

Paying more than the minimum will clear your loan quicker, and reduce the total amount you have to pay, but will also reduce the amount of savings you build up while you repay the loan.

Apply on-line or download a Loan Application Form 

If you are up to date with your payments and need a top-up to the same level as we have previously approved, use a Fast-Track SAYB Top Up Loan Application(also available in branches, for same day issue where agreed.)

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Lewisham + Bromley Credit Union Director's Area


Lewisham Plus Credit Union Limited is a member of the Financial Services Compensation Scheme (FSCS), complies with the Data Protection Act 1998 and is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 213588. Credit Union Registration Number 295C (IP00295C at Companies House).