Need some furniture, such as a sofa or bed, or electrical equipment like a washing machine or an oven?  Need to buy school uniforms?

We can help you spread the cost and usually more cheaply than buying through catalogues or weekly payment stores, even if you already borrow from us for another purpose*.

We can facilitate the purchase of household goods and school uniforms. Please contact a member of staff for further information.

Example:

Interest rate 3% per month on the loan balance (42.6% APR representative)

These examples are based on regular payments over a typical term of 62 weeks or 16 months.

It's simple:

• Apply online, or download and complete our Household Goods Loan application form and take it into one of our branches.
• For furniture and electrical equipment we will lend up to a maximum £500 or 50% of last loan granted.  For school uniforms, if you are unable to top-up any existing loan with us, we will lend up to £100 per child*
• You need to have identified the goods you would like to purchase from the retailer and establish how much you require before visiting a branch.
• We will require a correctly completed application form with a description of what you want to buy, before we can approve the loan.
• A loans officer will assess your application and establish if the loan is suitable and affordable before the loan will be approved.

* Subject to terms. Please see the application form for terms and conditions.

The form of our Household Goods Loan agreement, including its terms and conditions, can be accessed here.