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Smartcash is pre-paid Engage card for young savers aged 8-16, and is exclusive to credit unions.


Designed to help children and teens take control of their finances in the connected world – electronic pocket money to use and to learn the importance of money management.

Parental access to the child’s online account ensures safe, responsible spending, whilst the ability to send money direct to the Credit Union encourages young savers to add to their savings on a regular basis.

Each Smartcash account comes with a contactless Visa debit card, free mobile app, online account and a range of rewards and discounts to save on everyday spending and purchases like games or fashion.

Smartcash is great value. There is no monthly fee, and there are no charges to transfer funds to or from the credit union. Opening a Smartcash account will usually cost £10. However, as a special introductory offer Lewisham Plus will pay the £10 fee for our first 500 accounts.

If the adults who are also responsible for your credit union account are not yet credit union members, one of them needs to join to allow us to provide Smartcash. This is necessary to comply with the government’s rules about managing financial services. We hope you will join, and that Smartcash will become a useful service for you as you learn about managing money.

Smartcash Application Form

Lewisham Plus Young Saver Application

Smartcash FAQ's

Smartcash Terms and Conditions

You can find our branches in Bromley, Sydenham, Lewisham, Catford and New Cross. We're here to help, with Savings, Loans and Current Accounts for you

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Engage Current Account

A new low cost card based current account with many additional benefits


Smartcash is an exciting new Engage card just for young savers aged 8-16. First 500 accounts free of the usual £10 fee.

Lewisham + Bromley Credit Union


Lewisham + Bromley Credit Union Limited is a member of the Financial Services Compensation Scheme (FSCS), complies with the Data Protection Act 1998 and is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 213588. Credit Union Registration Number 295C (IP00295C at Companies House).

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